Disclaimer

Not Financial Advice

Payoff Curve provides educational tools and calculators only. Nothing on this website constitutes financial, investment, trading, or other professional advice. All content is provided "as is" for informational purposes only.

You should not construe any information on this website as a recommendation to buy or sell any security, option, future, commodity, or other financial instrument.

Risk of Options Trading

Options trading involves substantial risk and is not appropriate for everyone. The risk of loss in trading options can be substantial and can exceed the amount of premium received. Before trading options, you should carefully consider your financial situation and consult with a financial advisor.

Key risks include but are not limited to:

• Loss of entire investment or more (for certain strategies)
• Rapid time decay of option values
• High volatility and unpredictable price movements
• Liquidity risk and difficulty exiting positions
• Assignment risk and margin calls
• Gap risk from after-hours news or events

No Warranty of Accuracy

While we strive to provide accurate calculations, we make no representations or warranties regarding the accuracy, completeness, or reliability of any information, calculations, or data provided on this website.

Calculations are simplified models and may not reflect real-world trading conditions, including but not limited to:

• Commissions, fees, and transaction costs
• Bid-ask spreads and slippage
• Early assignment risk
• Dividend adjustments
• Interest rates and carry costs
• Corporate actions and special situations

Past Performance

Any examples, scenarios, or historical data provided are for educational purposes only. Past performance is not indicative of future results. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

Third-Party Information

Payoff Curve may contain links to third-party websites or reference third-party data. We are not responsible for the accuracy, content, or availability of any third-party information. Any reliance on such information is at your own risk.

Consult a Professional

Before making any investment decision, you should:

• Consult with a qualified financial advisor
• Review the Options Disclosure Document (ODD)
• Understand your broker's margin requirements
• Assess your personal risk tolerance and financial situation
• Ensure you understand the strategy and its risks

Educational Purpose

This website is designed for educational purposes to help users understand options strategies and their potential outcomes. It is not designed to encourage or facilitate actual trading.

Limitation of Liability

In no event shall Payoff Curve, its operators, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of this website, including but not limited to trading losses, lost profits, or lost data.

User Responsibility

By using this website, you acknowledge that:

• You are solely responsible for your trading decisions
• You understand the risks involved in options trading
• You will verify all calculations independently
• You have read and understood this disclaimer
• You agree to hold Payoff Curve harmless from any losses

Regulatory Notice

Payoff Curve is not a registered broker-dealer, investment advisor, or financial institution. We are not subject to regulatory oversight by the SEC, FINRA, or any other financial regulatory authority.

Contact

If you have questions about this disclaimer, please contact us at legal@payoffcurve.com