Privacy Policy

Last updated: January 9, 2026

Introduction

Payoff Curve ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and calculators.

Information We Collect

We collect minimal information to provide and improve our services:

  • Usage data: We may collect anonymous analytics data such as page views, calculator usage, and general interaction patterns
  • Technical data: IP address, browser type, device information, and operating system for security and optimization purposes
  • Calculator inputs: All calculator inputs are processed locally in your browser and are not stored on our servers

How We Use Your Information

We use the collected information to:

  • Provide and maintain our calculators and services
  • Improve user experience and calculator functionality
  • Analyze usage patterns to enhance our tools
  • Detect and prevent technical issues or abuse

Cookies and Tracking

We may use cookies and similar tracking technologies to improve your experience. You can control cookie settings through your browser preferences.

Data Security

We implement appropriate security measures to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Third-Party Services

We may use third-party services for analytics or hosting. These services have their own privacy policies, and we encourage you to review them.

Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data
  • Opt-out of certain data collection practices

Children's Privacy

Our services are not directed to children under 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@payoffcurve.com