Terms of Use

Last updated: January 9, 2026

Agreement to Terms

By accessing and using Payoff Curve, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use License

Permission is granted to temporarily use Payoff Curve for personal, non-commercial purposes. This license does not allow you to:

  • Modify or copy the materials
  • Use the materials for commercial purposes or public display
  • Attempt to reverse engineer any software on the site
  • Remove any copyright or proprietary notations
  • Transfer the materials to another person or mirror the site

Educational Purpose Only

All calculators and tools provided on this website are for educational and informational purposes only. They should not be considered as financial, investment, or trading advice.

Accuracy of Calculations

While we strive to ensure the accuracy of our calculators, we make no warranties or guarantees about the accuracy, completeness, or reliability of the calculations provided. You are responsible for verifying all calculations before making any trading decisions.

No Financial Advice

Payoff Curve does not provide financial, investment, or trading advice. The tools and information provided are not recommendations to buy or sell any securities. Always consult with a qualified financial advisor before making investment decisions.

User Responsibilities

You are responsible for:

  • Maintaining the confidentiality of any account information
  • Ensuring the accuracy of inputs to our calculators
  • Complying with all applicable laws and regulations
  • Understanding the risks associated with options trading

Limitation of Liability

Payoff Curve and its operators shall not be liable for any damages arising from the use or inability to use our tools and services. This includes but is not limited to trading losses, missed opportunities, or technical errors.

Intellectual Property

All content, features, and functionality on Payoff Curve are owned by us and are protected by copyright, trademark, and other intellectual property laws.

Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of our service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance.

Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Changes to Terms

We reserve the right to revise these terms at any time. By continuing to use Payoff Curve after changes are posted, you agree to be bound by the revised terms.

Contact Information

If you have questions about these Terms of Use, please contact us at legal@payoffcurve.com